BANK IFSC Code

List of IFSC Code, MICR Code and Addresses of all Banks in India


ALL INDIAN BANK IFSC code LIST

What is IFSC Code ?

IFSC code is one type of bank code which is provided by RBI(Reserve Bank Of India) to every bank's branch.IFSC code stands for Indian Financial System Code. has its own IFSC Code. IFSC code is 11 digits code this 11 digit is a mixture of numbers and letters. We use IFSC code for net banking like NEFT, RTGS, IMPS, etc.

what is IFSC Code

what if IFSC code  is wrong?

THeir is many cases if IFSC code is wrong (1)money will transfer to another bank account (if wrong IFSC code is correct to mean it is another branch ( any other branch ) IFSC code and the account number is also correct). (2)Transection of money will cancel (if IFSC code is wrong).

Is IFSC code mandatory?

while transferring money through wire transfer like RTGS, IMPS or NEFT at that IFSC code if required because it used to identify banks each branch with a unique identification number.

How do I find my bank MICR code?

we find bank MICR code on over bank checkbook. we also find it on our bank website. and there are many information websites like bankifscswiftcode.com its provide bank MICR code, ifsc code, bank address, SWIFT code, bank contact number, etc.

How do I find my bank IFSC code?

same as MICR code we find bank IFSC code on over bank passbook. we also find it on our bank website. and there are many information websites like bankifscswiftcode.com it provides bank IFSC code, ifsc code, bank address, SWIFT code, bank contact number, etc.

find bank IFSC/MICR Code

Is IFSC code the same as Swift code?

No, both codes are different.IFSC code is used for transfer money domestically while swift code if used for transfer money oversea. IFSC code is 11 digits code while swift code if 8 or 11 digits.

Can a bank have 2 IFSC code?

The answer is NO because IFSC code is a unique identification number of each bank branch so the bank has not two IFSc code.

Is IFSC code different for different branches?

YES, if a branch changes IFSC code also changes. Last 3 digits of IFSC code indicates branch code so its change in every branch.

Format of Bank IFSC Code?

 IFSC code has eleven characters : ( ex. BBBB0010576 ).

  • 1-4 characters represent bank name. (BBBBxxxxxxx)
  • 5 position of any IFSC code is always a '0' (Zero)(xxxx0xxxxxx).
  • And branch ifsc code last 6-11 characters represent as branch code (xxxxx010576).

What Is MICR Code

MICR code stands for Magnetic Ink Character Recognition.when we go bank for cheques clearance at that time MICR code is used for check clearance because it is a secure and faster way of check clearance. MICR code can be read by humans.we can find MICR code in over bank checkbook easily.

  MICR Code : (395002046).

  • 1-3 digits is a city code (395xxxxxx)
  • 4-6 digits is a bank code (xxx002xxx).
  • 6-9 digits of micr code represent branch code(xxxxxx046).

Difference between MICR Code & IFSC Code

MICR Code

IFSC Code

It is use for transfer money via wire transfer between two banks in India. It is use for transfer money via wire transfer between two banks in India.
MICR is a 9-digit code. IFSC is a 11-digit code.
1-3 digits speak to the city code where the bank office is found. 1-4 characters show the name of the bank.
Last 7-9 digits demonstrate the bank office code. Last 6-11 digits speak to the bank area

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